Trezy is the most advanced yet simplest cash flow management platform for SMBs. It combines AI cash flow forecasting (95% accuracy), real-time P&L, 27+ KPIs, supplier analysis, and document management — all starting at €0/month with a free plan.

How much does Trezy cost?

Trezy offers a Free plan (€0/month), Starter at €7.50/month (annual) or €9/month, and Premium at €32.50/month (annual) or €39/month. Also available in USD ($12.50/$15), CAD (CA$15/CA$18), and PLN (41.67/50 zł). 7-day free trial on paid plans.

How does Trezy compare to Agicap?

For SMBs, Trezy offers more features at a fraction of the price. Trezy starts free vs Agicap's €200-800/month. Trezy includes everything in one plan; Agicap sells 3 separate modules. 5-minute setup vs weeks of onboarding.

Yes. 256-bit encryption, PSD2 compliant, read-only bank access (cannot initiate payments), GDPR compliant. Your credentials are never stored on Trezy servers.

How many banks does Trezy support?

Over 2,000 banks across Europe via PSD2/Open Banking — the broadest coverage on the market (Agicap: 400+, Qotid: ~200).

How long does it take to get started with Trezy?

Under 5 minutes. Connect your bank and Trezy automatically imports up to 24 months of history, categorizes your transactions, and generates your first forecasts.

Irma vs Trezy · SMB treasury in the modern era

Cloud-native, AI, Open Banking — today's treasury, not yesterday's.
See why modern French SMBs switch from Irma to Trezy.

Trezy · Cloud-native, AI

€7.50

/month · from Starter plan

Setup: 30 seconds with AI

Irma · Traditional software

Contact for pricing

Annual or monthly license

Setup: install and training

Try Trezy free

✓ 14-day free trial

✓ Setup in 30 seconds

✓ No commitment

Your profile, your solution

🎯

Choose Trezy if:

✓ You want cloud-native, accessible everywhere
✓ You want AI that learns your habits
✓ You want 30-second setup
✓ Your budget is < €50/month
✓ You prioritize simplicity over exhaustiveness

🏆

Irma might suit you if:

• You prefer locally installed software
• You have a structured finance process
• You don't want to change habits
• You prefer traditional license model

Key differentiation points

⚡ Trezy: cloud-native and modern AI

• Accessible everywhere — web, mobile, no install
• Smart Forecasts: automatic AI in 30 seconds
• 2,000+ banks via Open Banking
• Automatic continuous updates

💾 Irma: traditional solution

• Local or dedicated server install
• Manual bank file imports
• Training required
• Annual updates

Two eras, two approaches

Trezy Cloud · AI · Open Banking

Irma Desktop · Manual rules · File imports

Detailed comparison Trezy vs Irma

Criteria	Trezy	Irma
For who?	Modern SMBs (1-50 employees)	SMBs with existing local solution
💰 Monthly price	From €7.50/month	Contact for pricing
⏱️ Setup	30 seconds with AI	Install + training
📚 Training	None	Training required
💬 Support	Email + chat included	Phone support
👥 Users	Unlimited	By license
AI Forecasts	✓ Automatic Smart Forecasts	Rule-based projections
Multi-entity	✓ Supported	By license
Multi-currency	✓ Supported	By license
Commitment	No commitment	Annual license
Free trial	14 days	Sales demo

Why we compare

Irma has its audience — SMBs liking installed software. But most modern SMBs prefer cloud, AI, Open Banking.

Try it now

Test the interface in real-time. See for yourself why it's 10x simpler than Irma.

Live in 30 seconds with Trezy

No install, no training. Just your bank and one click.

1. Connect your bank

Secure Open Banking connection in 10 seconds.

⚡

10 seconds

2. AI categorizes

Trezy reviews your transactions.

🤖

10 seconds

3. Forecasts ready

Your 12-month forecasts are there.

🚀

10 seconds

Start my free trial →

14-day free trial • No credit card • No commitment

Frequently asked questions

Everything you need to know

Can I migrate data from Irma? +

Yes. Trezy imports data from Excel, CSV, or via API.

What's the main difference? +

Irma is traditional, often local, with manual file imports. Trezy is cloud-native with Open Banking and learning AI.

Will I lose my history? +

No. Up to 24 months of history is imported.

Can I test both solutions? +

Absolutely. Trezy offers 14 days free trial, no credit card.

Is there a commitment with Trezy? +

No. Cancel anytime.

Ready to step into the modern era?

Trezy for modern SMBs • Irma for traditional local solutions
Test for free and pick your era.

Try Trezy Free →

Or book a personalized demo

✓ 14-day trial

✓ No credit card

✓ Support included

Irma vs Trezy · SMB treasury in the modern era

Your profile, your solution

Choose Trezy if:

Irma might suit you if:

Key differentiation points

⚡ Trezy: cloud-native and modern AI

💾 Irma: traditional solution

Two eras, two approaches

Detailed comparison Trezy vs Irma

Why we compare

Try it now

Live in 30 seconds with Trezy

1. Connect your bank

2. AI categorizes

3. Forecasts ready

Frequently asked questions

Ready to step into the modern era?

Trezy vs Irma: SMB treasury in the modern era

💰 Transparent vs traditional licenses

⚡ Cloud-native vs local install

🏦 Open Banking vs file imports

🤖 AI vs manual rules

🎯 Modern SMBs vs legacy SMBs

🆓 Free trial, no credit card

Why French SMBs switch from Irma to Trezy

Try Trezy free for 14 days

Irma vs Trezy · SMB treasury in the modern era

Your profile, your solution

Choose Trezy if:

Irma might suit you if:

Key differentiation points

⚡ Trezy: cloud-native and modern AI

💾 Irma: traditional solution

Two eras, two approaches

Detailed comparison Trezy vs Irma

Why we compare

Try it now

Live in 30 seconds with Trezy

1. Connect your bank

2. AI categorizes

3. Forecasts ready

Frequently asked questions

Ready to step into the modern era?

Start Managing Your Finances for Free

Trezy vs Irma: SMB treasury in the modern era

💰 Transparent vs traditional licenses

⚡ Cloud-native vs local install

🏦 Open Banking vs file imports

🤖 AI vs manual rules

🎯 Modern SMBs vs legacy SMBs

🆓 Free trial, no credit card

Why French SMBs switch from Irma to Trezy

Try Trezy free for 14 days