Master E-commerce Cash Flow: Handle Seasonal Revenue, Staff Payments & Supplier Costs

Trezy analyzes your sales velocity, inventory turnover patterns, and supplier payment terms to forecast exactly when you'll need cash for inventory reorders. The system tracks how quickly products sell and when reorder points are approaching, then calculates the cash required for the next purchase order. For example, if you typically reorder €20,000 in inventory every 6 weeks with 30-day payment terms to suppliers, Trezy forecasts when that cash outflow will occur and whether you'll have sufficient funds available. It alerts you early if you'll need external financing, giving you time to arrange a line of credit or adjust order quantities to match available cash. This prevents the dangerous growth trap where expanding inventory drains all your cash.

Absolutely! Trezy connects to your bank accounts where payments from different marketplaces are deposited - whether that's Shopify Payments, Amazon Seller Central disbursements, Etsy Payments, or PayPal. Each marketplace's revenue stream is automatically categorized and tracked separately, showing you which channels generate the most cash and which have the highest fees. You'll see consolidated cash flow across all platforms plus individual breakdowns for each marketplace. This visibility helps you identify your most profitable sales channels after accounting for fees, and optimize where to focus your marketing efforts. For multi-channel sellers, this unified view is essential for understanding true cash position.

Trezy handles multi-currency e-commerce by connecting to bank accounts in different currencies (USD, EUR, GBP, etc.) and automatically converting everything to your base currency using daily exchange rates. You'll see revenue from international marketplaces in both the original currency and your base currency. The system tracks foreign exchange gains/losses, showing how currency fluctuations impact profitability. For example, if you sell on Amazon US, Amazon UK, and Amazon EU, Trezy consolidates all three revenue streams in your chosen base currency while preserving visibility into each market's performance. Perfect for global sellers who need to understand cash flow across multiple countries and currencies.

Yes! Trezy's scenario planning feature is perfect for modeling peak season inventory investments. You can create a "Black Friday" scenario showing: how much cash you'll spend on extra inventory (e.g., €50,000 in October), when you'll pay suppliers (based on payment terms), expected revenue increase during Black Friday/Cyber Monday, and when marketplace payments will actually arrive (accounting for Amazon's 14-day cycles or Shopify's payment delays). The forecast shows your cash position throughout Q4, helping you determine if you need short-term financing to fund inventory before the sales revenue arrives. Many e-commerce sellers use this to confidently invest in peak season inventory while ensuring they won't run out of cash.

Trezy understands that e-commerce cash flow isn't just about when sales happen - it's about when cash actually arrives. The system automatically tracks payment processor timing: Stripe typically takes 2 business days, PayPal can take 3-5 days, and Amazon pays every 14 days. When forecasting cash flow, Trezy factors in these delays, showing you when cash will actually hit your bank account, not just when customers placed orders. You'll see "€10,000 in Stripe sales on Monday will arrive Wednesday" built into your daily cash position forecast. This prevents the common e-commerce mistake of thinking you have more available cash than you actually do because funds are in transit from payment processors.

Yes! Trezy tracks refunds and returns as negative cash flow, showing the true impact on your business. When connected to your accounting system or tracking refunds through bank transactions, you'll see return rates by period and their cash impact. For example, if you have a 15% return rate, Trezy helps you forecast that €15,000 of returns will reduce cash from €100,000 in sales. High return rates are visible in cash flow forecasts, alerting you to potential quality issues or sizing problems before they become crises. This is especially important for fashion and electronics e-commerce where return rates can significantly impact profitability and cash flow.

Trezy connects to your bank accounts where e-commerce platform payments are deposited, automatically capturing all revenue and fees. While we don't have direct API integrations with Shopify, Amazon, or Etsy, we integrate with accounting systems like PennyLane, QuickBooks, and Xero that can sync with these platforms. This approach captures what matters most for cash flow: actual cash received in your bank account (not just orders placed), all marketplace fees deducted, payment processor costs, and operating expenses. You get complete financial visibility without the complexity of managing multiple platform integrations.

Trezy helps optimize reorder timing by showing you both inventory needs and cash availability. The system analyzes sales velocity to predict when you'll run low on stock, then forecasts whether you'll have sufficient cash at that reorder point. You might see "Product A will need reordering in 3 weeks (€5,000 required) but based on forecasted cash flow, you'll only have €3,000 available." This alerts you early to either: secure financing now, reduce the order quantity, delay the reorder until more marketplace payments arrive, or accelerate cash collection. By balancing inventory requirements with cash constraints, you can avoid both stockouts (lost sales) and cash shortages (inability to reorder). The scenario planning lets you test different reorder strategies to find the optimal balance.