Cash Flow Forecast Simulator

Project your cash flow 12 months ahead. Enter your revenue, expenses, and growth rate to visualize your financial future and plan with confidence.
Cash currently in bank accounts
Average monthly income
Average monthly costs
%
Expected monthly revenue growth

📊12-Month Cash Flow Projection

MonthNow
Revenue€0
Expenses€0
Cash Balance€0
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End Cash Balance
€0
Projected balance at month 12
Net Monthly Cash Flow
€0
Revenue minus expenses (month 1)
Months Until Negative
When cash balance hits zero
Annual Projected Revenue
€0
Total revenue over 12 months

What is Cash Flow Forecasting?

Cash flow forecasting estimates how much money will flow in and out of your business over a future period.

82% of business failures are attributed to cash flow problems, not lack of profitability.

How to Use This Simulator

Enter your current cash balance, average monthly revenue, average monthly expenses, and expected growth rate.

The chart updates in real-time. Hover over any point to see exact values.

Tips for Improving Cash Flow

  • Invoice promptly and follow up on late payments.
  • Negotiate longer payment terms with suppliers while shortening terms for customers.
  • Build a cash reserve of 3-6 months of operating expenses.
  • Review recurring subscriptions quarterly — eliminate what you don't use.
  • Use AI-powered tools like Trezy for 95%-accurate forecasting based on real bank data.

Ready for AI-powered cash flow forecasting?

Trezy connects to your bank accounts and delivers 95%-accurate forecasts. Free plan available.

Get Started Free →

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