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Automatic cash flow forecasting · Done with Excel

AI-driven 13-week and 12-month forecasts, scenarios and alerts — all in 30 seconds.
See how Trezy replaces your Excel sheet with an automatic, accurate, live forecast.
Trezy · AI forecasting
€7.50
/month · from Starter plan
Setup: 30 seconds with AI
Excel · Manual spreadsheet
Time
5-10 hours/month to maintain
Setup: days of building
Try Trezy free
✓ 14-day free trial
✓ Setup in 30 seconds
✓ No commitment
Trezy vs Excel

Your profile, your solution

🎯

Choose Trezy if:

  • ✓ You want reliable automatic forecasts
  • ✓ You use multiple banks to consolidate
  • ✓ You want what-if scenarios in 2 clicks
  • ✓ Your time is worth more than 5h/month on Excel
  • ✓ You prioritize simplicity over exhaustiveness
🏆

Excel might be enough if:

  • • You have a single bank and few transactions
  • • You love maintaining formulas
  • • You don't need dynamic scenarios
  • • You accept manual-entry errors

Key differentiation points

⚡ Trezy: AI forecasts that learn your habits

  • • Smart Forecasts: automatic 13-week and 12-month projections
  • • What-if scenarios in 2 clicks
  • • 2,000+ connected and consolidated banks
  • • CSV/Excel export + Pennylane, Sage, QuickBooks integrations

📊 Excel: The good old spreadsheet

  • • Manual bank balance updates
  • • Formulas to check on every change
  • • Manual transaction categorization
  • • No dynamic scenarios — you duplicate the file

Two approaches, two outcomes

Trezy Automated, reliable, 95% accuracy
Excel Manual, error-prone, time-consuming

Detailed comparison Trezy vs Excel for cash flow forecasting

Criteria Trezy Excel
For who? SMBs wanting to automate (1-50 employees) Micro-businesses with few transactions
💰 Monthly cost From €7.50/month Included (~€5/mo for 365)
⏱️ Setup 30 seconds with AI Days of building
📚 Training None (intuitive interface) Depends on level
💬 Support Email + chat included None
👥 Users Unlimited Manual sharing
AI Forecasts ✓ Automatic Smart Forecasts Manual formulas
Multi-entity ✓ Supported Possible but complex
Multi-currency ✓ Supported Possible but risky
Commitment No commitment None
Free trial 14 days None

Why we compare

Excel is still a great tool. But for cash flow forecasting, it shows its limits as soon as volume grows. Trezy automates what Excel cannot.

Test the forecast now

Test the interface in real-time. See for yourself why it's 10x simpler than Excel.

Your forecast in 30 seconds

Connect your bank, let the AI do the rest.

1. Connect your bank

Lightning bolt icon for instant feature
Secure Open Banking connection in 10 seconds.
⚡
10 seconds

2. AI categorizes

Lightning bolt icon for instant feature
Trezy analyzes 24 months of transactions and identifies recurring flows.
🤖
10 seconds

3. Forecasts ready

Lightning bolt icon for instant feature
Your 13-week and 12-month forecast is there.
🚀
10 seconds
Start my free trial →
14-day free trial • No credit card • No commitment

Frequently asked questions

Everything about automatic cash flow forecasting
What's the difference between Excel and Trezy for forecasting? +
Excel requires manual balance updates, manual categorization, and hand-maintained formulas. Trezy automates it all: real-time bank consolidation, AI categorization, auto-generated 13-week and 12-month forecasts.
How accurate are Trezy's forecasts? +
95% accuracy on average. The AI learns your habits and improves over time.
Can I model scenarios (hires, investments, downturns)? +
Yes, in 2 clicks. Trezy lets you create what-if scenarios to test the impact of decisions before making them.
Can I import my Excel history? +
Yes. Trezy imports data from Excel or CSV.
How much time do I save using Trezy? +
Our users save 5-10 hours per month vs Excel.

Ready to leave Excel?

Trezy to automate • Excel if you love formulas
Test for free and see the difference.

✓ 14-day trial
✓ No credit card
✓ Support included
FREE FOREVER PLAN

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Join 2,500+ businesses using Trezy. Our free plan gives you real financial visibility — upgrade anytime for advanced features like AI forecasting and multi-bank sync.

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Automatic cash flow forecasting: the 2026 guide

Cash flow forecasting is one of the most important and time-consuming financial exercises for an SMB.

💰 Real cost of Excel vs Trezy

Excel seems free but costs 5-10 hours per month in maintenance. Trezy automates everything for €7.50/month.

⚡ 30-second setup vs days

Building a reliable Excel sheet takes days. Trezy is operational in 30 seconds.

🏦 Automatic multi-bank consolidation

Trezy connects to 2,000+ banks. Excel requires manual entry for each.

🤖 Learning AI vs manual formulas

Trezy's AI learns from your habits. Excel needs nested IFs and hand-maintained categories.

🎯 What-if scenarios in 2 clicks

Test hiring/investment impact in 2 clicks with Trezy. With Excel, you duplicate the file.

🆓 Free trial, no credit card

Trezy offers 14 days free trial with full access, no credit card.

Why SMBs replace Excel with Trezy

Excel is great to start but hits limits as your business grows.

Trezy's AI learns from your habits and improves automatically — no maintenance.

Over 2,500 businesses across Europe, the US, and Canada have made the switch to Trezy. Join them and experience the difference that purpose-built SMB treasury software can make for your business finances.

Try Trezy free for 14 days

See for yourself why businesses choose Trezy. Connect your banks in minutes and experience AI-powered treasury management without any commitment.

Start free trial