The 9 Best Treasury Software in 2026
Introduction to Cash Flow Management
Cash flow management is a crucial aspect for any business, large or small, as it determines a company's ability to operate effectively on a daily basis. Rigorous cash flow management not only ensures that the company has the liquidity needed to pay its bills on time, but also contributes to informed financial decision-making.
Treasury software plays a decisive role in improving companies' financial performance by automating and simplifying complex processes. These tools facilitate cash flow tracking, financial trend analysis, and setting up alerts for potential risks.
1. Trezy
Trezy is a treasury management software designed specifically to meet the needs of modern SMBs. It stands out for its user-friendly interface and features adapted to various market requirements.
Key Features of Trezy
- Cash flow forecasting: Accurately anticipate fund inflows and outflows
- Advanced financial modeling: Simulate different financial scenarios
- Interactive budget planning: Create and adjust your budgets easily
- Accounting tool integration: Seamless sync with Pennylane, QuickBooks and more
- Predictive analytics and reports: Complete visibility into your financial health
2. Agicap
Agicap is a French treasury management solution primarily targeting SMBs and mid-market companies. The platform centralizes banking data and creates automated cash flow forecasts.
Key Features of Agicap
- Multi-bank aggregation
- Automated cash flow forecasting
- Automatic transaction categorization
- Customizable dashboards
- Simulation scenarios
3. Fygr
Fygr is a French treasury management software designed for small businesses and SMBs. It offers a simplified approach to cash flow management with an intuitive interface.
Key Features of Fygr
- Automatic bank synchronization
- 12-month cash flow forecasts
- Transaction categorization
- Cash flow alerts
- Reports and exports
4. Qotid
Qotid is a treasury management solution for small businesses and freelancers. The software focuses on ease of use and accessibility.
Key Features of Qotid
- Secure bank connection
- Real-time cash flow tracking
- Simplified forecasting
- Clean, intuitive interface
- Accessible pricing
5. QuickBooks
QuickBooks is one of the most popular accounting software on the market, offering various solutions for treasury management. Known for its ease of use, QuickBooks helps small and medium businesses manage their finances effectively.
Key Features of QuickBooks
- Real-time income and expense tracking
- Automated invoice and payment management
- Automated bank reconciliation
- Customizable financial reports
- Integration with many third-party tools
6. Sage 50cloud
Sage 50cloud is a powerful financial management software that combines accounting features with treasury management tools. Designed for small and medium businesses.
Key Features of Sage 50cloud
- Microsoft Office 365 integration
- Advanced cash flow management
- Online collaboration tools
- Enhanced data security
- Intuitive user interface
7. Xero
Xero is a renowned online accounting software designed to simplify business financial management. It's particularly appreciated for its user-friendly interface.
Key Features of Xero
- Intuitive user interface
- Accounting task automation
- Integration with 800+ applications
- Detailed financial reports
- Full mobile accessibility
8. FreshBooks
FreshBooks is an online accounting software designed primarily for freelancers and small businesses. It's recognized for its ease of use and invoicing-focused features.
Key Features of FreshBooks
- Simplified online invoicing
- Expense and income tracking
- Real-time financial reports
- Integrated project management tools
- Responsive customer support
9. Wave
Wave is a free accounting software offering comprehensive features for small business financial management. Designed to be accessible to everyone.
Key Features of Wave
- Free software with full features
- Invoice and payment management
- Expense tracking and bank reconciliation
- User-friendly interface
- Detailed financial reports
Treasury Software Comparison
When selecting treasury software, several criteria should be considered:
- Features offered: Forecasting, bank reconciliation, reporting
- Ease of use: Intuitive interface and quick onboarding
- Cost: Pricing adapted to company size
- Integrations: Compatibility with your existing tools
- Customer support: Quality of assistance
Conclusion
Choosing the right treasury software is crucial for any business wanting to maintain healthy finances and minimize financial risks. Whether you choose Trezy, Agicap, Fygr, or another solution, the key is to pick a tool adapted to your specific needs.
For SMBs, Trezy stands out for its excellent value and advanced forecasting features. Solutions like Agicap and Fygr also offer interesting alternatives for treasury management.