Articles & tools to help business owners with finance

Our Financial Tools

Powerful tools designed to help you manage and grow your business finances

Classify

The most powerful API for transaction enrichment, categorization, and company identification. Global coverage, 350+ categories, VAT estimation, and more.

Enrich financial data

Break Even Calculator

This analysis helps business owners understand how many units need to be sold at a given price to cover expenses.

Calculate my break even point

Pricing Strategy Calculator

Get tailored pricing recommendations based on your industry and strategy. Run profit projections and cash-flow scenarios to maximize profitability.

Calculate my optimal price

Small Business Tool Stack

A curation of the world's best software tools to help take your small business to the next level !

View the tool stack

US SMB Tax Calendar 2026: 6 Critical Deadlines to Plan For

Master your US SMB tax calendar in 2026: discover the 6 critical deadlines to plan for, avoid IRS penalties, and protect your cash flow all year long.

5/11/2026 Cash Flow Management

Multi-Currency Cash Flow Management for US Small Businesses: The 2026 Guide

Master multi-currency cash flow for your US small business in 2026. Stop FX margin erosion, close the cash flow gap, and manage USD/CAD/MXN in real time with Trezy.

4/17/2026 Cash Flow Management

Excel vs Cash Flow Software: What You're Losing in 2026

Still managing cash flow in Excel? Discover what you're losing — and gaining — by switching to dedicated software. Make the smart move in 2026.

4/13/2026 Cash Flow Management

Trezy Launches in the US: What It Means for Your Small Business

Trezy's AI-powered cash flow platform is now available in the United States and Canada. Discover how small businesses can manage finances smarter starting at $15/month.

3/31/2026 Cash Flow Management

The 9 Best Treasury Software in 2026

Compare the 9 best treasury software in 2026: Trezy, Agicap, Fygr, Qotid, QuickBooks, Sage, Xero, FreshBooks and Wave.

12/15/2025 Cash Flow Management

Treasury Software: Optimize Your Cash Flow

Discover how treasury software can automate your processes, provide real-time visibility, and optimize your cash flows.

12/15/2025 Cash Flow Management

Understanding the Importance of Financial Audits

Financial audits ensure transparency, compliance with standards (IFRS/GAAP), and the reliability of financial statements, thereby strengthening stakeholder confidence. Beyond detecting errors and fraud, they improve internal controls, risk management, and inform strategic decision-making. The process follows structured steps (planning, risk assessment, testing, reporting, and follow-up), conducted by internal and/or external auditors, increasingly supported by analytics and automation technologies. Useful in both public and private sectors, audits evolve with AI and cybersecurity and remain essential to sound governance and sustainable growth.

12/15/2025 Financial Management

5 Cash Management Trends for 2026

The 5 key cash management trends for 2026. Generative AI, Open Banking, ESG and sustainable finance.

12/10/2025 financial-management-funding

Effective Business Cash Flow Management

Master your business cash flow. Tools, methods, and best practices.

12/10/2025 financial-management-funding

Restaurant Cash Flow Guide 2026

Cash flow management in restaurants. Complete guide 2026.

11/30/2025 financial-management-funding

Retail Cash Flow Guide 2026

Retail cash flow management. Complete guide 2026.

11/30/2025 financial-management-funding

SaaS Cash Flow Guide 2026

SaaS cash flow management. Complete guide 2026.

11/30/2025 financial-management-funding

E-commerce Cash Flow Guide 2026

E-commerce cash flow management. Complete guide 2026.

11/30/2025 financial-management-funding

Construction Cash Flow Guide 2026

Construction cash flow management. Complete guide 2026.

11/30/2025 financial-management-funding

Consulting Cash Flow Guide 2026

Cash flow management for consulting firms. Guide 2026.

11/30/2025 financial-management-funding

Manufacturing Cash Flow Guide 2026

Learn how to master cash flow management for your manufacturing business.

11/30/2025 financial-management-funding

Income Statement: Beyond the Numbers

Understand your income statement and business performance.

10/14/2025

Late Payments: How to Prevent Them and Protect Your Cash Flow

Prevent late payments and protect your cash flow.

10/7/2025

Master Your Bank Balance: Smart Cash Flow Guide

Master your bank balance for better cash management.

9/30/2025

The 13-Week Cash Flow Forecast: A Survival Guide for SMEs

The 13-week rolling cash flow forecast explained. Essential short-term planning tool for SMEs.

9/23/2025

The Treasurer: A Strategic Guardian of Financial Stability

The treasurer: guardian of the company's financial stability.

9/16/2025

Profit vs Cash Flow: Why Companies Fail

Profit and cash flow: why profitable companies go bankrupt.

9/9/2025

Top 5 Cash Flow Mistakes to Avoid

The 5 cash flow mistakes US small businesses make and how to avoid them.

12/17/2024 financial-management-funding

How AI is Redefining Money Management for Small Businesses

Managing finances can be overwhelming.

12/6/2024 technology-tools-for-small-business

5 Trends in Cash Management for 2025

Discover the 5 key cash flow management trends for 2025. AI, real-time payments, and alternative financing.

12/3/2024 financial-management-funding

The Pricing Puzzle | Tips to nail your pricing strategy

Solve the pricing puzzle. Practical tips to set optimal prices and boost your profit margins.

11/20/2024 financial-management-funding

Gearing Ratio: What Is It and How to Calculate It?

The debt-to-equity ratio explained. Calculation and interpretation for US businesses.

11/12/2024 financial-management-funding

The Pricing Strategy Guide for Small Business

Complete pricing strategy guide for small businesses. Methods

10/29/2024 true

A Comprehensive Guide to Creating an Effective Marketing Plan

Create an effective marketing plan. Complete guide.

10/18/2024

Accrual Accounting vs. Cash Accounting

Accrual vs cash accounting: which method should you choose?

10/18/2024

Agile Project Management: A Comprehensive Guide

Agile project management explained. Methods and tools.

10/18/2024

Best Practices for Personnel Management

This article discusses the importance of effective personnel management in an organization.

10/18/2024

Break-Even Point: What is it? How to calculate and use it?

Break-even point: calculation and use for your business.

10/18/2024

Building a Financial Model for Your Business

Build a solid financial model for your business.

10/18/2024

Building an Effective Sales Pipeline for Business Success

Create an effective sales pipeline. Practical guide for US businesses.

10/18/2024

Cash Basis Accounting: Pros & Cons

Cash basis accounting is a method that recognizes revenue and expenses when cash is received or paid, respectively.

10/18/2024

Cash Flow Forecasting: A Guide for Small Business Owners

Master cash flow forecasting for small businesses. Step-by-step guide to predict and manage your finances.

10/18/2024

Cash Flow: Definition, Importance, and Calculation

Cash flow explained. Definition, importance, and calculation.

10/18/2024

Cash Pooling Conventions for Group Treasury Management

Cash pooling to centralize your group's treasury.

10/18/2024

Collecting Visitor Data for Local Tourism

How to collect and use visitor data to develop local tourism.

10/18/2024

Coworking: An Emerging Workspace Trend

Coworking: benefits and trends in shared workspaces.

10/18/2024

Creating an Effective About Us Page for Your Website

Create an effective About page for your website.

10/18/2024

Discounted Cash Flow: A Valuation Method

The DCF method to value your business. Practical guide.

10/18/2024

Dividend vs. Salary: Compensation Strategies for Executives

The compensation of business leaders is a complex issue, requiring a choice between receiving dividends or a salary. This strategic decision varies based on several criteria. Here's an analysis to shed light on the implications of each option and guide you toward the most prudent choice for your situation.

10/18/2024

Effective Communication Strategies: Focus on Your Audience

Communicate effectively. Focus on your audience.

10/18/2024

Ecommerce Marketing Strategies

This article provides 21 proven ecommerce marketing strategies to help online businesses drive traffic, convert visitors, and boost sales in the competitive US market.

10/18/2024

Enhancing a Small Office Space: Practical Tips

Simple tips to make your small office more comfortable and productive.

10/18/2024

Essential Business Fundamentals for Small Businesses

The article emphasizes the importance of focusing on three key business fundamentals: understanding financial indicators, leveraging learning resources and mentorship, and fostering positive customer interactions. These pillars are critical for small business success in the US market.

10/18/2024

Essential Resources for Startup Success

Essential resources for startup success in the United States.

10/18/2024

Starting a Successful Small Business

This article provides a comprehensive guide for individuals interested in starting and owning a small business in the United States.

10/18/2024

Evaluating Ecommerce Software Solutions for 2024

This article discusses the importance of selecting the right ecommerce software for an online business.

10/18/2024

Factors Influencing Consumer Purchasing Power

Factors influencing consumer purchasing power.

10/18/2024

Finding the Perfect Rental for Remote Work

Find the ideal space for remote work. Practical guide for US-based remote professionals.

10/18/2024

How Technology Can Boost Your Business Profitability

This article highlights the importance of utilizing the right technology and software tools to streamline operations and increase profitability for US-based businesses.

10/18/2024

How to Anticipate and Manage Cash Flow Shortages

This article provides guidance on how to anticipate and address cash flow shortages in a business.

10/18/2024

How to Conduct a Market Study for an Entrepreneur

This article provides a comprehensive guide for entrepreneurs on conducting a market study to assess the viability of a business idea in the United States market, including quantitative, qualitative, and documentary research approaches.

10/18/2024

How to Create a Successful Business Plan

Create a winning business plan. Essential sections

10/18/2024 false

How to Present the Cash Flow Statement in a Business Plan

Present cash flow statements in your business plan. Format

10/18/2024 false

Importance of Financial Preparedness for Businesses

The article emphasizes the importance of financial preparedness and risk management for businesses operating in the US market.

10/18/2024

Improving Your Company's Cash Flow

How to improve your cash flow? Better negotiations, lower costs, and optimized payments.

10/18/2024

Launching a New Business: A Step-by-Step Guide for 2024

This article provides a comprehensive step-by-step guide for aspiring entrepreneurs to start their own business in 2024 in the United States.

10/18/2024 leadership-development

Lessons Learned from Social Media Marketing

Key lessons from social media marketing.

10/18/2024

Liquidity - What does it mean and how it’s used in business?

Liquidity explained. How to use it for your business.

10/18/2024

Managing Excess Cash: Solutions for Businesses

This article explores various options for businesses to effectively manage excess cash, including financial investments, early supplier payments, intra-group loans, and strategic business expansion opportunities tailored to the US market.

10/18/2024

Mastering Social Media Metrics for Effective Marketing

Essential social media metrics for your marketing strategy.

10/18/2024

Balance Sheet: Key Elements

Essential balance sheet indicators explained simply for entrepreneurs.

10/18/2024

Inventory Management for SMB Profits

Optimize your inventory to maximize profits.

10/18/2024

Overcoming the Fear of Failure in Business

Overcome the fear of failure in business. Practical tips for US entrepreneurs.

10/18/2024

Reducing Customer Complaints Online

Reduce customer complaints. Proactive strategies.

10/18/2024

Short-Term Cash Flow Financing Tools for Businesses

Short-term financing solutions for your cash flow.

10/18/2024

Merchandising: Product Presentation

Optimize your merchandising to increase sales.

10/18/2024

The Importance of Middle Management in Startups

The key role of middle management in startups.

10/18/2024

The Most Popular Social Media Platforms in 2024

The must-have social media platforms in 2024.

10/18/2024 digital-marketing-seo

The Profit First Method: A Paradigm Shift for Business Success

The Profit First method for a profitable business.

10/18/2024

The Role and Importance of Logistics in Business

Logistics in business: role, importance, and optimization.

10/18/2024

The Traits of Successful Entrepreneurs and Finding Your Path

The characteristics of successful entrepreneurs in the US market.

10/18/2024

Understanding Depreciation: A Pillar of Corporate Accounting

Learn how depreciation works in US accounting, how to calculate it, and why it's essential for accurate financial reporting under US GAAP standards.

10/18/2024

Understanding Free Cash Flow Yield

Calculate and use free cash flow yield.

10/18/2024

Understanding Incremental Cash Flow

Evaluate incremental cash flows for your business decisions.

10/18/2024

Understanding Net Cash Flow for Small Businesses

Net cash flow explained for small businesses.

10/18/2024

Understanding Operating Cash Flow (OCF)

Operating cash flow explained. Calculation and analysis.

10/18/2024

Understanding Petty Cash: Definition, Usage, and Management

Petty cash: definition, management, and best practices.

10/18/2024

Understanding Positive Cash Flow and Its Components

Generate positive cash flow. Components and strategies.

10/18/2024

Understanding Trade Shows: A Comprehensive Guide

Succeed at trade shows. Complete guide.

10/18/2024

Understanding a Company's Share Capital

Share capital explained. What you need to know for your business.

10/18/2024

Understanding and Creating a Cash Flow Forecast

Learn to build accurate cash flow forecasts. Understand the fundamentals and create reliable projections.

10/18/2024

Understanding and Improving Customer Experience

Improve your company's customer experience. Methods and tools.

10/18/2024

Reducing Customer Acquisition Cost

This article explains the importance of understanding and effectively managing customer acquisition cost (CAC) for businesses operating in the US market, with practical strategies for optimization and profitability.

10/18/2024

Understanding the Process of Liquidation

The business liquidation process explained simply.

10/18/2024

Validity Conditions of a Contract: The Three Essential Points

A valid contract requires three essential conditions: the parties must give their informed consent, they must have the legal capacity to enter into the agreement, and the contract's content must be lawful and certain. Understanding these requirements helps protect your business interests.

10/18/2024

EBIT: Definition & Calculation

EBIT explained: Earnings Before Interest and Taxes. Calculate operating profit and assess business performance.

10/18/2024

What is EBITDA? - The Meaning & How to Calculate

EBITDA explained: Earnings Before Interest, Taxes, Depreciation, and Amortization

10/18/2024 false

Current Ratio: Definition & Calculation

Current ratio: calculation and use.

10/18/2024

Quick Ratio: Definition & Calculation

Quick Ratio explained. Measure your immediate liquidity.

10/18/2024

5 Reasons to Prioritize Cash Flow

Why is cash flow vital for your business? 5 reasons to prioritize it now.

10/15/2024 financial-management-funding

Trezy Secures $3 Million in Seed Funding

Trezy secures $3 million in seed funding.

10/15/2024

Frequently asked questions

How can i migrate to the new version of Trezy?

If we haven't reached out to you, send an email to [email protected] to experience the new Trezy.

What is new in the new version?

The app is way faster, with a bug-free experience.
Besides, we created new features such as supplier analysis, which analyse your suppliers and inflation per product you buy for your company.