Cash flow forecasting software that connects to Xero, QuickBooks Online, or FreeAgent to build rolling forecasts, budgets, and scenario plans for small businesses.
Float is a dedicated cash flow forecasting tool for small businesses and their accountants. It connects to a cloud accounting platform — Xero, QuickBooks Online, or FreeAgent — and uses invoices, bills, and bank activity from those systems to build a rolling forecast of your cash position, replacing the fragile spreadsheet forecasts that most small businesses otherwise maintain by hand each month.
Its focus is planning rather than bookkeeping: you set expected payment dates on invoices and bills, add budgets for items that are not yet in the accounts, and Float projects your bank balance forward over the coming weeks and months. Scenario planning lets you model a hire, a price change, or the loss of a client and see the effect on cash before you commit. Because the forecast is rebuilt from accounting actuals as they come in, you can also compare what you expected against what actually happened and tighten your assumptions over time.
Float suits small businesses already committed to one of its three supported accounting platforms, and accountants offering forecasting as an advisory service. If you are not on those platforms, or you want forecasting driven directly by live bank connections and consolidated across multiple entities and banks, evaluate alternatives — the cash-flow forecasting category has several strong tools with different data models and strengths. When comparing, look at how each tool gets its data (accounting sync versus direct bank feeds), how much manual upkeep forecasts need to stay accurate, scenario depth, and multi-entity support. Our compare page puts the leading cash flow tools side by side to make that evaluation faster.